Like most people facing planning for retirement, you are probably wondering:

• "How much to I need to save for retirement?" 
• "What can I do to increase profitability in my business to fund retirement funding?"
• “When will I be able to retire?”
• “When should I start taking Social Security or pension payouts?”
• “Will I run out of money during retirement due to Health issues or medical costs?”
• "What impact will taxes & medicare have on my retirement income?"

Why keep wondering when Ernest Almanza can assist you with these and other concerns?

Ernest has the comprehensive knowledge of financial issues that comes from three decades of experience in all aspects of insurance and financial services including: risk management, Medicare/Medicaid strategies, retirement planning, pension, 401k, IRA & Pension strategies and estate planning.

Ernest’s background equips him to assist pre-retirees, retirees, teachers, educators and small business owners with virtually all their financial concerns. “I emphasize personalized service,” Ernest says, “because everyone has different financial goals and is best served by strategies customized for his or her needs.” 

As always, I’m honored and humbled to be given the opportunity to serve as
your Medicare and Retirement Planning Specialist.